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Company Information for

HBOS FINANCIAL SERVICES LIMITED

33 OLD BROAD STREET, LONDON, EC2N 1HZ,
Company Registration Number
03322151
Private Limited Company
Active

Company Overview

About Hbos Financial Services Ltd
HBOS FINANCIAL SERVICES LIMITED was founded on 1997-02-17 and has its registered office in . The organisation's status is listed as "Active". Hbos Financial Services Limited is a Private Limited Company registered in with Companies House and the accounts submission requirement is categorised as FULL
  • Annual turnover is £6.5 million or more
  • The balance sheet total is £ 3.26 million or more
  • Employs 50 or more employees
  • May be publically listed
  • May be a member of a group of companies meeting any of the above criteria
Key Data
Company Name
HBOS FINANCIAL SERVICES LIMITED
 
Legal Registered Office
33 OLD BROAD STREET
LONDON
EC2N 1HZ
Other companies in EC2N
 
Previous Names
CLERICAL MEDICAL INVESTMENT GROUP (HOLDINGS) LIMITED02/05/2003
Filing Information
Company Number 03322151
Company ID Number 03322151
Date formed 1997-02-17
Country 
Origin Country United Kingdom
Type Private Limited Company
CompanyStatus Active
Lastest accounts 31/12/2017
Account next due 30/09/2019
Latest return 01/05/2016
Return next due 29/05/2017
Type of accounts FULL
Last Datalog update: 2018-10-04 22:36:50
Primary Source:Companies House
There are multiple companies registered at this address, the registered address may be the accountant's offices for HBOS FINANCIAL SERVICES LIMITED

Company Officers of HBOS FINANCIAL SERVICES LIMITED

Current Directors
Officer Role Date Appointed
DAVID CLARKE
Company Secretary 2015-06-08
SEAN WILLIAM LOWTHER
Director 2016-06-28
GREGORY MILES NORTON
Director 2014-11-04
MARIE ELAINE WILLIAMS
Director 2016-04-22
Previous Officers
Officer Role Date Appointed Date Resigned
JAMES MASSON BLACK
Director 2014-01-27 2016-06-29
JAMES EDWARD CLATWORTHY
Director 2012-01-24 2016-02-29
SALLY MAYER
Company Secretary 2012-06-21 2015-05-29
CATRIONA MARGARET HERD
Company Secretary 2010-03-25 2012-06-21
NORVAL MACKENZIE BRYSON
Director 2010-04-27 2012-01-25
MICHAEL CHRISTOPHERS
Director 2005-10-06 2012-01-25
JEREMY GOFORD
Director 2010-04-27 2012-01-25
SALLY MAYER
Company Secretary 2009-03-23 2010-03-25
BRIAN JAMES DUFFIN
Director 2008-01-24 2010-01-18
PATRICK NIGEL CHRISTOPHER GALE
Director 2008-01-24 2009-12-31
PETER JOHN VEALE
Company Secretary 2000-08-04 2009-03-23
STEVEN JAMES COLSELL
Director 2006-08-17 2009-03-23
JOANNE DAWSON
Director 2006-03-01 2009-03-23
ROBERT ALAN DEVEY
Director 2006-10-10 2009-03-23
DUNCAN GEORGE ROBIN FERGUSON
Director 2003-06-26 2007-12-31
WILLIAM ANTHONY BEADLE
Director 2005-10-17 2006-08-17
ROBERT ALAN DEVEY
Director 2005-10-17 2006-06-01
JOHN STEPHEN EDWARDS
Director 1998-01-20 2006-03-31
KEITH WILLIAM ABERCROMBY
Director 2002-01-18 2005-10-17
JOHN PATRICK HIEW
Director 2003-10-01 2005-09-28
PHIL ANDREW HODKINSON
Director 2001-12-17 2005-07-28
DAVID SPENCER BOYLE
Director 2001-02-12 2003-09-30
DOUGLAS FERRANS
Director 2002-01-18 2003-09-30
BRIAN GAMMELL IVORY
Director 2002-01-18 2003-09-30
MALCOLM ARGENT
Director 1997-12-16 2001-12-17
JAMES ROBERT CROSBY
Director 1997-02-17 2001-12-17
GILLIAN ELIZABETH CAMM
Director 1998-01-20 2001-05-31
SUSAN ANNABEL MARGARET FOGARTY
Company Secretary 1997-12-17 2000-08-04
JOHN AUSTIN HUNGERFORD LEIGH HOSKYNS
Director 1997-12-16 1998-04-23
HOWARD JULIAN BRIGGS
Company Secretary 1997-02-17 1997-12-17
JEFFREY MICHAEL BLACKBURN
Director 1997-02-17 1997-12-16

Related Directorships

Officer Related Company Role Date Appointed Role StatusIncorporation dateCompany Status
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS AUTO ENROLMENT SERVICES LIMITED Director 2018-04-03 CURRENT 2006-02-22 Active
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS ADMINISTRATION SERVICES (NOMINEES) LIMITED Director 2017-04-10 CURRENT 1981-04-14 Active
SEAN WILLIAM LOWTHER HALIFAX INVESTMENT SERVICES LIMITED Director 2017-04-10 CURRENT 1991-09-18 Active
SEAN WILLIAM LOWTHER LEGACY RENEWAL COMPANY LIMITED Director 2017-04-10 CURRENT 1989-11-03 Active
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS ADMINISTRATION SERVICES LIMITED Director 2017-04-10 CURRENT 1973-09-05 Active
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS UNIT TRUST MANAGERS LIMITED Director 2017-04-10 CURRENT 1982-04-19 Active
SEAN WILLIAM LOWTHER HBOS INVESTMENT FUND MANAGERS LIMITED Director 2017-04-10 CURRENT 1968-10-24 Active
SEAN WILLIAM LOWTHER CLERICAL MEDICAL FINANCIAL SERVICES LIMITED Director 2017-04-10 CURRENT 1987-03-24 Active
SEAN WILLIAM LOWTHER HALIFAX FINANCIAL BROKERS LIMITED Director 2017-04-10 CURRENT 1989-03-31 Active
SEAN WILLIAM LOWTHER CLERICAL MEDICAL INVESTMENT FUND MANAGERS LIMITED Director 2017-04-10 CURRENT 1993-02-19 Active
SEAN WILLIAM LOWTHER SW FUNDING PLC Director 2016-12-09 CURRENT 1999-09-01 Active
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS ANNUITIES LIMITED Director 2016-12-09 CURRENT 1999-09-01 Liquidation
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS UNIT FUNDS LIMITED Director 2016-12-09 CURRENT 1981-05-13 Active
SEAN WILLIAM LOWTHER HALIFAX LIFE LIMITED Director 2016-12-09 CURRENT 1988-03-22 Active
SEAN WILLIAM LOWTHER PENSIONS MANAGEMENT (S.W.F.) LIMITED Director 2016-12-09 CURRENT 1968-01-09 Active
SEAN WILLIAM LOWTHER CLERICAL MEDICAL MANAGED FUNDS LIMITED Director 2016-12-09 CURRENT 1981-08-14 Liquidation
SEAN WILLIAM LOWTHER ST ANDREW'S LIFE ASSURANCE PLC Director 2016-12-09 CURRENT 1995-09-15 Active
SEAN WILLIAM LOWTHER HBOS INTERNATIONAL FINANCIAL SERVICES HOLDINGS LIMITED Director 2016-08-22 CURRENT 1987-03-10 Active
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS SERVICES LIMITED Director 2016-06-28 CURRENT 1998-09-29 Active
SEAN WILLIAM LOWTHER HALIFAX FINANCIAL SERVICES LIMITED Director 2016-06-28 CURRENT 1986-08-12 Active
SEAN WILLIAM LOWTHER HALIFAX FINANCIAL SERVICES (HOLDINGS) LIMITED Director 2016-06-28 CURRENT 1989-03-09 Active
SEAN WILLIAM LOWTHER SCOTTISH WIDOWS PROPERTY MANAGEMENT LIMITED Director 2016-06-24 CURRENT 1988-08-25 Active
SEAN WILLIAM LOWTHER GENERAL REVERSIONARY AND INVESTMENT COMPANY(THE) Director 2016-06-24 CURRENT 1923-06-16 Active
SEAN WILLIAM LOWTHER HALIFAX EQUITABLE LIMITED Director 2016-06-24 CURRENT 1993-02-19 Liquidation
SEAN WILLIAM LOWTHER CLERICAL MEDICAL FINANCE PLC Director 2016-06-24 CURRENT 1999-09-24 Active
GREGORY MILES NORTON LLOYDS BANK FINANCIAL SERVICES LIMITED Director 2014-11-04 CURRENT 1938-11-25 Dissolved 2016-05-03
GREGORY MILES NORTON HALIFAX FINANCIAL SERVICES LIMITED Director 2014-11-04 CURRENT 1986-08-12 Active
GREGORY MILES NORTON HALIFAX FINANCIAL SERVICES (HOLDINGS) LIMITED Director 2014-11-04 CURRENT 1989-03-09 Active
MARIE ELAINE WILLIAMS CLERICAL MEDICAL INVESTMENT FUND MANAGERS LIMITED Director 2018-06-18 CURRENT 1993-02-19 Active
MARIE ELAINE WILLIAMS HALIFAX INVESTMENT SERVICES LIMITED Director 2018-06-11 CURRENT 1991-09-18 Active
MARIE ELAINE WILLIAMS SCOTTISH WIDOWS AUTO ENROLMENT SERVICES LIMITED Director 2018-04-03 CURRENT 2006-02-22 Active
MARIE ELAINE WILLIAMS CLERICAL MEDICAL FORESTRY LIMITED Director 2016-03-15 CURRENT 1987-06-01 Liquidation
MARIE ELAINE WILLIAMS CLERICAL MEDICAL PROPERTIES LIMITED Director 2016-03-15 CURRENT 1989-02-27 Liquidation
MARIE ELAINE WILLIAMS INDUSTRIAL REAL ESTATE (GENERAL PARTNER) LIMITED Director 2016-03-10 CURRENT 2012-08-15 Liquidation
MARIE ELAINE WILLIAMS INDUSTRIAL REAL ESTATE (NOMINEE) LIMITED Director 2016-03-10 CURRENT 2012-08-15 Liquidation
MARIE ELAINE WILLIAMS FONTVIEW LIMITED Director 2016-03-10 CURRENT 2002-05-28 Liquidation
MARIE ELAINE WILLIAMS SWAMF (GP) LIMITED Director 2016-03-10 CURRENT 2003-04-16 Active
MARIE ELAINE WILLIAMS SWAMF NOMINEE (1) LIMITED Director 2016-03-10 CURRENT 2003-06-02 Active
MARIE ELAINE WILLIAMS SWAMF NOMINEE (2) LIMITED Director 2016-03-10 CURRENT 2003-06-02 Active
MARIE ELAINE WILLIAMS SCOTTISH WIDOWS (PORT HAMILTON) LIMITED Director 2016-03-10 CURRENT 1994-02-24 Liquidation
MARIE ELAINE WILLIAMS SW NO.1 LIMITED Director 2016-03-10 CURRENT 2000-02-01 Active
MARIE ELAINE WILLIAMS HALIFAX FINANCIAL SERVICES LIMITED Director 2016-03-10 CURRENT 1986-08-12 Active
MARIE ELAINE WILLIAMS HALIFAX FINANCIAL SERVICES (HOLDINGS) LIMITED Director 2016-03-10 CURRENT 1989-03-09 Active
MARIE ELAINE WILLIAMS OYSTERCATCHER RESIDENTIAL LIMITED Director 2016-03-10 CURRENT 2001-02-27 Active
MARIE ELAINE WILLIAMS OYSTERCATCHER NOMINEES LIMITED Director 2016-03-10 CURRENT 2001-02-26 Liquidation
MARIE ELAINE WILLIAMS NEWFONT LIMITED Director 2016-03-10 CURRENT 2002-05-28 Liquidation
MARIE ELAINE WILLIAMS GENERAL REVERSIONARY AND INVESTMENT COMPANY(THE) Director 2016-03-10 CURRENT 1923-06-16 Active
MARIE ELAINE WILLIAMS HBOS INTERNATIONAL FINANCIAL SERVICES HOLDINGS LIMITED Director 2016-03-10 CURRENT 1987-03-10 Active
MARIE ELAINE WILLIAMS HALIFAX EQUITABLE LIMITED Director 2016-03-10 CURRENT 1993-02-19 Liquidation
MARIE ELAINE WILLIAMS CLERICAL MEDICAL FINANCE PLC Director 2016-03-10 CURRENT 1999-09-24 Active
MARIE ELAINE WILLIAMS CLERICAL MEDICAL (DARTFORD NUMBER 3) LIMITED Director 2016-03-10 CURRENT 2001-07-12 Liquidation
MARIE ELAINE WILLIAMS CLERICAL MEDICAL (DARTFORD NUMBER 2) LIMITED Director 2016-03-10 CURRENT 2001-07-12 Liquidation
MARIE ELAINE WILLIAMS STARFORT LIMITED Director 2016-03-10 CURRENT 2002-05-28 Liquidation
MARIE ELAINE WILLIAMS SCOTTISH WIDOWS PROPERTY MANAGEMENT LIMITED Director 2016-03-08 CURRENT 1988-08-25 Active

More director information

Corporation Filing History
Companies House Filing History
This is a record of the public documents (corporate filing) lodged from Companies House where the company has filed annual returns and other statutory filing documents. Examples of documents filed include: change of registered office, accounts filing, director/officer appointments & resignations, changes in share capital, shareholder members lists etc.

DateDocument TypeDocument Description
2018-09-11AP03SECRETARY APPOINTED MRS CHRISTINA ANN HANKIN
2018-05-24AAFULL ACCOUNTS MADE UP TO 31/12/17
2018-05-02LATEST SOC02/05/18 STATEMENT OF CAPITAL;GBP 100000000
2018-05-02CS01CONFIRMATION STATEMENT MADE ON 01/05/18, WITH UPDATES
2017-06-28AAFULL ACCOUNTS MADE UP TO 31/12/16
2017-05-10LATEST SOC10/05/17 STATEMENT OF CAPITAL;GBP 100000000
2017-05-10CS01CONFIRMATION STATEMENT MADE ON 01/05/17, WITH UPDATES
2016-07-18AP01DIRECTOR APPOINTED MR SEAN LOWTHER
2016-07-12TM01APPOINTMENT TERMINATED, DIRECTOR JAMES BLACK
2016-06-22AAFULL ACCOUNTS MADE UP TO 31/12/15
2016-05-16LATEST SOC16/05/16 STATEMENT OF CAPITAL;GBP 100000000
2016-05-16AR0101/05/16 FULL LIST
2016-04-28AP01DIRECTOR APPOINTED MISS MARIE ELAINE WILLIAMS
2016-03-14TM01APPOINTMENT TERMINATED, DIRECTOR JAMES CLATWORTHY
2015-07-21AAFULL ACCOUNTS MADE UP TO 31/12/14
2015-06-11AP03SECRETARY APPOINTED MR DAVID CLARKE
2015-05-29TM02APPOINTMENT TERMINATED, SECRETARY SALLY MAYER
2015-05-22LATEST SOC22/05/15 STATEMENT OF CAPITAL;GBP 100000000
2015-05-22AR0101/05/15 FULL LIST
2014-11-12AP01DIRECTOR APPOINTED GREGORY MILES NORTON
2014-11-12TM01APPOINTMENT TERMINATED, DIRECTOR STEPHEN MCGEE
2014-08-05AAFULL ACCOUNTS MADE UP TO 31/12/13
2014-06-03LATEST SOC03/06/14 STATEMENT OF CAPITAL;GBP 100000000
2014-06-03AR0101/05/14 FULL LIST
2014-02-12TM01APPOINTMENT TERMINATED, DIRECTOR ANDREW PARSONS
2014-02-12AP01DIRECTOR APPOINTED JAMES MASSON BLACK
2014-01-28CH01DIRECTOR'S CHANGE OF PARTICULARS / MR ANDREW MARK PARSONS / 28/01/2014
2013-08-06AAFULL ACCOUNTS MADE UP TO 31/12/12
2013-05-20AR0101/05/13 FULL LIST
2013-04-18RES01ADOPT ARTICLES 10/04/2013
2013-04-18CC04STATEMENT OF COMPANY'S OBJECTS
2012-11-01CH01DIRECTOR'S CHANGE OF PARTICULARS / STEPHEN JAMES MCGEE / 31/10/2012
2012-10-30AP01DIRECTOR APPOINTED MR ANDREW MARK PARSONS
2012-10-30AP01DIRECTOR APPOINTED STEPHEN MCGEE
2012-10-22TM01APPOINTMENT TERMINATED, DIRECTOR GREGOR STEWART
2012-07-10AP03SECRETARY APPOINTED MRS SALLY MAYER
2012-07-09TM02APPOINTMENT TERMINATED, SECRETARY CATRIONA HERD
2012-06-27AAFULL ACCOUNTS MADE UP TO 31/12/11
2012-05-28AR0101/05/12 FULL LIST
2012-05-16RP04SECOND FILING WITH MUD 01/05/11 FOR FORM AR01
2012-05-16ANNOTATIONClarification
2012-01-30AP01DIRECTOR APPOINTED JAMES EDWARD CLATWORTHY
2012-01-30TM01APPOINTMENT TERMINATED, DIRECTOR ALEXANDER LEITCH
2012-01-27TM01APPOINTMENT TERMINATED, DIRECTOR MICHAEL CHRISTOPHERS
2012-01-27TM01APPOINTMENT TERMINATED, DIRECTOR ANDREW PECK
2012-01-27TM01APPOINTMENT TERMINATED, DIRECTOR JEREMY GOFORD
2012-01-27TM01APPOINTMENT TERMINATED, DIRECTOR NORVAL BRYSON
2011-11-22CH01DIRECTOR'S CHANGE OF PARTICULARS / GREGOR NINIAN STEWART / 21/11/2011
2011-11-09CH03SECRETARY'S CHANGE OF PARTICULARS / CATRIONA MARGARET HERD / 08/11/2011
2011-10-13TM01APPOINTMENT TERMINATED, DIRECTOR PHILIP LONEY
2011-09-23AP01DIRECTOR APPOINTED GREGOR NINIAN STEWART
2011-09-23ANNOTATIONClarification
2011-06-16TM01APPOINTMENT TERMINATED, DIRECTOR KERR LUSCOMBE
2011-05-27TM01APPOINTMENT TERMINATED, DIRECTOR ARCHIBALD KANE
2011-05-19AR0101/05/11 FULL LIST
2011-04-15CH01DIRECTOR'S CHANGE OF PARTICULARS / MR. PHILIP DUNCAN LONEY / 11/04/2011
2011-04-15CH01DIRECTOR'S CHANGE OF PARTICULARS / DR NORVAL MACKENZIE BRYSON / 01/04/2011
2011-04-12AAFULL ACCOUNTS MADE UP TO 31/12/10
2011-02-28CH01DIRECTOR'S CHANGE OF PARTICULARS / DR NORVAL MACKENZIE BRYSON / 24/02/2011
2010-10-19CH01DIRECTOR'S CHANGE OF PARTICULARS / MR ARCHIBALD GERARD KANE / 01/10/2010
2010-08-23RES13SURRENDER POTENTIAL CLAIMS & AMEND THE REINSURANCE AGREEMENT 05/08/2010
2010-06-10SH20STATEMENT BY DIRECTORS
2010-06-10CAP-SSSOLVENCY STATEMENT DATED 09/06/10
2010-06-10SH1910/06/10 STATEMENT OF CAPITAL GBP 100000000
2010-06-10RES06REDUCE ISSUED CAPITAL 09/06/2010
2010-05-18AP01DIRECTOR APPOINTED LORD ALEXANDER PARK LEITCH
2010-05-13AP01DIRECTOR APPOINTED JEREMY GOFORD
2010-05-13AP01DIRECTOR APPOINTED DR NORVAL MACKENZIE BRYSON
2010-05-10AR0101/05/10 FULL LIST
2010-04-27AP01DIRECTOR APPOINTED KERR LUSCOMBE
2010-04-23TM01APPOINTMENT TERMINATED, DIRECTOR BRIAN DUFFIN
2010-04-14AP01DIRECTOR APPOINTED MR. PHILIP DUNCAN LONEY
2010-04-14AAFULL ACCOUNTS MADE UP TO 31/12/09
2010-04-12TM01APPOINTMENT TERMINATED, DIRECTOR JOHN WIELEN
2010-04-12TM02APPOINTMENT TERMINATED, SECRETARY SALLY MAYER
2010-04-12AP01DIRECTOR APPOINTED PHILIP DUNCAN LONEY
2010-04-12TM01APPOINTMENT TERMINATED, DIRECTOR TREVOR LEONARD
2010-04-09AP03SECRETARY APPOINTED CATRIONA MARGARET HERD
2010-02-23AR0117/02/10 FULL LIST
2010-01-08TM01APPOINTMENT TERMINATED, DIRECTOR PATRICK GALE
2009-05-13AUDAUDITOR'S RESIGNATION
2009-05-12AUDAUDITOR'S RESIGNATION
2009-04-23363aRETURN MADE UP TO 17/02/09; FULL LIST OF MEMBERS
2009-04-17AAFULL ACCOUNTS MADE UP TO 31/12/08
Industry Information
SIC/NAIC Codes
70 - Activities of head offices; management consultancy activities
701 - Activities of head offices
70100 - Activities of head offices




Licences & Regulatory approval
We could not find any licences issued to HBOS FINANCIAL SERVICES LIMITED or authorisation from an industry specific regulator to operate. These may not be required.
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Risks
Legal Notices
No legal notices or events such as winding-up orders or proposals to strike-off have been issued
Fines / Sanctions
No fines or sanctions have been issued against HBOS FINANCIAL SERVICES LIMITED
Liabilities
Mortgages / Charges
Total # Mortgages/Charges 0
Mortgages/Charges outstanding 0
Mortgages Partially Satisifed 0
Mortgages Satisfied/Paid 0
Details of Mortgagee Charges
HBOS FINANCIAL SERVICES LIMITED does not have any mortgage charges so there is no mortgagee data available

  Average Max
MortgagesNumMortCharges1.9999
MortgagesNumMortOutstanding0.9190
MortgagesNumMortPartSatisfied0.007
MortgagesNumMortSatisfied1.0897

This shows the max and average number of mortgages for companies with the same SIC code of 70100 - Activities of head offices

Intangible Assets
Patents
We have not found any records of HBOS FINANCIAL SERVICES LIMITED registering or being granted any patents
Domain Names
We do not have the domain name information for HBOS FINANCIAL SERVICES LIMITED
Trademarks
We have not found any records of HBOS FINANCIAL SERVICES LIMITED registering or being granted any trademarks
Income
Government Income
We have not found government income sources for HBOS FINANCIAL SERVICES LIMITED. This could be because the transaction value was below £ 500 with local government or below £ 25,000 for central government. We have found 8,000 supplier to government that are UK companies so approx 0.2% of companies listed on Datalog supply to government.

The top companies supplying to UK government with the same SIC code (70100 - Activities of head offices) as HBOS FINANCIAL SERVICES LIMITED are:

VEOLIA ENVIRONMENTAL SERVICES (UK) PLC £ 58,274,118
SERCO LIMITED £ 39,871,694
MORGAN UTILITIES GROUP LIMITED £ 25,495,153
GO SOUTH COAST LIMITED £ 20,243,013
KIER SERVICES LIMITED £ 9,779,001
AON PLC £ 9,370,167
NORWEST HOLST CONSTRUCTION LIMITED £ 8,321,190
SSE PLC £ 5,909,870
SCOTTISH POWER UK PLC £ 2,553,785
SSE CONTRACTING GROUP LIMITED £ 1,985,346
Outgoings
Business Rates/Property Tax
No properties were found where HBOS FINANCIAL SERVICES LIMITED is liable for the business rates / property tax. This could be for a number of reasons.
  • The council hasnt published the data
  • We havent found or been able to process the councils data
  • The company is part of a group of companies and another company in the group is liable for business rates
  • The registered office may be a residential address which does not have a commercial designation. If the business is run from home then it won't be a commercial property and hence won't be liable for business rates.
  • Serviced offices are increasingly popular and therefore a business may not be paying business rates directly - the building owner is and this is incorporated in the office rental charge.
Government Grants / Awards
Technology Strategy Board Awards
The Technology Strategy Board has not awarded HBOS FINANCIAL SERVICES LIMITED any grants or awards. Grants from the TSB are an indicator that the company is investing in new technologies or IPR
European Union CORDIS Awards
The European Union has not awarded HBOS FINANCIAL SERVICES LIMITED any grants or awards.
Ownership
    We could not find any group structure information
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